Solomon 2: 15 "Catch for us
the foxes, the little foxes that ruin the vineyards, our vineyards that are in
bloom.
It's often not big
things that holds us back, but the little ones. For example, we will easily
spend a few bucks on coffee and a muffin or overspend on our grocery budget.
All these little expenses and extras add up quickly and before you know it,
your credit card becomes a problem.
If you think how many
hours you put in to earn your salary ... getting up early ... no lunch ...
extra hours without pay ... you should realize that you deny your own hard work
when you do not keep your spending habits in check. How many of us, for example,
check our slips after we shopped?
I usually just buy crystals
for my cat’s sand box in winter. Two weeks ago I went over my slip back home and
was shocked to notice that they charged me for two bags of crystals instead of
the one I bought. Of course I addressed it with the shop and got a refund.
Similarly, you should
also check your bank statements. Ask them
about new products that are affordable and presents value for money. Status is not something you can eat. So a platinum credit card, is great for your
status, but it is normally the most expensive product. You should also look at other aspects, such
as your insurance. Your car depreciates in value, so does most of the items we
specify. And yet insurance companies increases the premium annually. If you had
no claims, and there are items that depreciated in value, you should insist on
a reduction in premium, rather than an increase.
Do not let the little
foxes destroy your financial vineyard. You are appointed as steward of your
finances. Be responsible about it, but ask God what he wants you to spend your
hard-earned money on before just wasting it.
No comments:
Post a Comment